EverBright Actuarial

Office insurance, also known as business office insurance or commercial property insurance, is a specialized type of commercial coverage designed to protect office-based businesses from various risks associated with their premises, assets, and operations. It typically safeguards against property damage, theft, liability claims, and business interruptions that could arise from events like fire, natural disasters, or accidents. This insurance is essential for businesses operating in office environ

Employees' Compensation Insurance (ECI), also known as labour insurance, is a mandatory requirement for all employers in Hong Kong under the Employees' Compensation Ordinance (Cap. 282). It provides financial protection for employees who suffer work-related injuries, occupational diseases, or death, covering statutory benefits such as medical expenses, wage loss, permanent disability, and death benefits. Employers must secure policies with minimum coverage limits of HK$100 million or HK$200 mill

The Mandatory Provident Fund (MPF) is Hong Kong's compulsory retirement savings scheme, established in 2000, requiring contributions from employers and employees. As of August 10, 2025, the MPF system has shown robust performance year-to-date (YTD), driven by strong equity markets, particularly in Asia and Hong Kong.