Hong Kong residents’ enthusiasm for travel is surging. Whether for short-haul trips within Asia or long-haul journeys to Europe and the Americas, travel insurance has become an essential item. It not only protects against medical emergencies and accidents but also covers risks such as trip delays and lost luggage. This article provides a comprehensive overview of Hong Kong travel insurance products, including classification, covered risks, features, pricing factors and ranges, development trends

This article will demystify the basics of home insurance, including the differences between Fire Insurance and Home Insurance, coverage scope, premium calculations, product trends, the claims process, and how to choose the right plan. It also provides practical explanations for claims in common scenarios such as water leakage from the floor above, burst pipes, and windows broken by typhoons.

This article will focus on the regulatory requirements for drone insurance in Hong Kong, the differences in third-party liability between commercial aerial photography and recreational flying, coverage scope, premium levels, and common product features based on the latest "Small Unmanned Aircraft Order" of 2026 and Civil Aviation Department guidelines.